Move banking transactions beyond the counter. Run them as one platform.
powerTX is 4POWER’s self-service transaction infrastructure — bringing deposits, withdrawals, payments, cheque processing and digital service points into one integrated, monitored and managed estate.
One transaction layer across every self-service channel.
Connected to core banking, switch, wallets, billers and enterprise systems.
Every endpoint monitored, reconciled and operated against the SLA.
Every transaction starts at the edge. powerTX takes it from there.
powerTX is the transaction layer between customer-facing infrastructure and the institution behind it. It connects devices, workflows, core systems, monitoring and reconciliation so every endpoint operates as part of one estate.
Deposits, withdrawals, cheque transactions, payments and assisted digital journeys may begin differently. powerTX gives the institution one consistent way to validate, route, complete, monitor and reconcile them.
Initiate
Six ways to transact. One operating platform.
Different endpoints. One transaction architecture. Each powerTX solution is deployed, integrated, monitored and supported through the same platform and operating model.
Transaction Experience
Self Service Banking, Orchestrated.
- Uptime99.8
- Cash-in99.4
- Response97
Deposit Machines
High-speed bulk cash deposit with note validation, denomination-level data and same-session credit into the core banking system.
- Throughput800 notes/min
- Capacityup to 30,000 notes
ATMs & Recyclers
Dispense and recycling terminals that put the same notes back into circulation.
- CassettesRecycle · dispense
- Cash cycleSelf-replenishing
Payment Kiosks
Utilities, telecoms, school fees, government collections and merchant billers.
- TenderCash · card · wallet · QR
- ReceiptPrinted and SMS
ATM Services
First and second line maintenance across multi-vendor estates — including cassette repair and terminal refurbishment.
- FLMJams · consumables · cash
- SLMModules · cassettes
Branch on Wheels
A self-service branch built into a vehicle — deposits, withdrawals and payments taken to markets, campuses and communities the branch network does not reach.
- ServicesDeposit · withdrawal · payments
- CoverageScheduled routes and stops
Digital Branches
Compact, bank-branded service points combining self-service, assisted service and remote specialists — from unattended micro points to full anchor branches.
- FormatsMicro · service · anchor points
- DeliveryDesigned, built and operated
From endpoint to core. One controlled transaction layer.
powerTX sits between self-service endpoints and the institution’s systems, translating device activity into governed transactions that can be routed, posted, reconciled, monitored and reported using the APIs, message formats and controls already in place.
Integration scope, message formats and reconciliation flows are agreed per institution and per market.
Every endpoint. One operational view.
Every powerTX endpoint reports into the same operations platform. Device health, transaction success, cash and cassette state where relevant, field activity, reconciliation and SLA performance are visible centrally across the estate.
- Device health & availability
- Peripheral status
- Cash / cassette state where relevant
- Estate alerts
- Volumes & value
- Transaction mix
- Success rates
- Failed / incomplete transactions
- Incident & dispatch activity
- FLM / SLM interventions
- CIT & cash services where relevant
- Exception cases
- SLA reporting
- Reconciliation & audit trail
- Estate operating performance
- Per-site performance
Pilot fast. Scale on the right model.
Deploy through outright purchase, lease, shared investment or transaction-linked commercials — giving each institution a route from pilot to scale without letting capital structure become the constraint.
Outright purchase
The institution acquires the infrastructure directly and holds it on balance sheet.
Lease
Infrastructure is leased over an agreed term, spreading cost across the rollout.
Shared investment
Investment and return are shared between the institution and 4POWER across the network.
Transaction-linked
Commercials follow usage, so cost scales with the volume each site actually generates.
powerTX executes the transaction.powerCX understands and orchestrates the experience.
Queue and journey orchestration, reputation management, experience analytics and AI agents — the second 4POWER platform, deployed and managed by the same team.
Explore powerCXCustomer experience platformpowerCX
Understand.
Orchestrate.
powerTX
Execute.
Transact.
Move more transactions beyond the counter.
Tell us the transaction types, sites, volumes and systems involved. We will define the endpoint mix, integration architecture, operating model and commercial structure for the rollout.