Cash accepted at the edge, credited at the core.
powerCDM404 moves cash deposits away from the teller counter and into a controlled self-service channel — reducing counter pressure, extending deposit availability, improving cash visibility and giving banks a scalable way to serve high-volume cash customers.
One platform. Three deployment models.
All three variants sit within the same powerCDM404 family. The note handling, software, monitoring, reconciliation and operating platform remain consistent. What changes is where the machine is deployed, how it is serviced, and who controls cash access.
Free-standing CDM
A free-standing, front-servicing/front-loading CDM designed for bank branches and Secure TTW banking deployment environments where the bank needs a public-facing or semi-public self-service deposit terminal without through-the-wall civil works.
Through-the-wall CDM
A through-the-wall CDM designed for ATM lobbies and branch environments where customers access the terminal from the front, while servicing and cash collection are carried out securely from the rear.
Back-office CDM
A back-office CDM generally designed for client sites, corporate offices, retail locations, collection points and other non-branch cash deposit environments where cash needs to be counted, validated, recorded and credited through a controlled banking channel.
powerCDM404, to the last figure.
Standard configuration. Note capacity, screen size, servicing orientation and optional modules are selected per site; higher capacities are available on customisation.
We will send the full powerCDM404 specification sheet, the compliance matrix and a sample integration scope for your core banking system.
Posts into the core you already run.
Accepted value is posted to the bank’s core banking system using existing transaction formats and reconciliation flows. Open APIs allow the bank or a fintech partner to extend the terminal to bill payment, tax payment, agent float, merchant collection and other services.
A deposit machine, and a payments terminal.
The same terminal interfaces to third-party service providers, so a customer who came to bank cash can settle a bill, buy float or pay a tax assessment in the same visit. Services are enabled per site and per customer segment, each posting through the bank's own rails, and new ones are added remotely through the service interface layer rather than by changing the machine.
Utilities, telco, insurance and school fees against a biller directory.
Revenue authority assessments, duties, levies and licence fees.
Mobile money and super-agency float purchase, validated on agent number.
Collection accounts and virtual accounts credited on deposit.
Cash repayment posted straight to the facility, same session.
Built to the provider's API — statement printing, account opening and video banking included.
Cardless, teller-less, built for first-time users.
Four steps from welcome to receipt. The interface is white-label — the bank's logo, colours, languages and workflow rules — and every screen states what the machine is doing in the customer's own words. The sequence below plays through in real time.
The machine is the channel. The platform is the control layer.
powerCDM404 operates on 4POWER’s self-service banking platform, giving banks central visibility across every deployed terminal, in every market they operate. The platform provides device monitoring, transaction reporting, cassette visibility, incident management, SLA tracking, reconciliation support, user access control and operational reporting across the full estate.
Every machine is connected to the 4POWER OSS/BSS control platform.
powerCDM404 is not deployed as a standalone terminal. Every unit is connected to 4POWER's OSS/BSS platform, giving banks centralised visibility, control and operational governance across the full CDM estate — in every market the bank operates.
From device health and cash levels to transaction exceptions, reconciliation alerts, SLA tracking and remote configuration, the platform turns every deployed machine into part of a managed, monitored and accountable cash deposit network.
Device health, cassette status, cash capacity, security alerts, network status and service availability.
Transaction volume, deposit value, denomination mix, serial-number data where enabled, rejected notes, failed transactions and reconciliation exceptions.
Alerts routed to named stakeholders, enabling faster response, clearer ownership and full visibility from fault detection to closure.
Preventative maintenance, remote diagnostics and onsite dispatch managed under one incident, SLA and escalation framework.
Centralised control of software, configuration, user access, branding and service settings across the deployed estate.
Operational oversight for banks, CIT partners and service teams, ensuring every machine is monitored, every exception is tracked, and every action is auditable.
Commercial flexibility for every rollout model.
powerCDM404 can be deployed under multiple commercial structures depending on the bank’s rollout strategy, capital preference and expected transaction volumes. Banks can start with a pilot or phased deployment and transition into a larger estate model as volume grows.
Contract term is 36 months for Lease it, Share it and Pay as you deposit. Cash-in-transit, connectivity, site preparation, electrical and civil works remain the bank's responsibility. Pricing is issued per deployment on request.
From a single unit to a national self-service cash deposit network.
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A member of the deployment team will come back within two working days to confirm the site list, integration touchpoints, operating model and appropriate commercial structure. If it is urgent, write to info@4power.biz.